December 11, 2019
Brown Opening Statement at Hearing On Oversight of the SEC
WASHINGTON, D.C. — U.S. Sen.
Sherrod Brown (D-OH) – ranking member of the U.S. Senate Committee on Banking,
Housing, and Urban Affairs – delivered the following opening statement at
today’s hearing entitled ‘Oversight of the U.S. Securities and Exchange
Commission’.
Sen. Brown’s
remarks, as prepared for delivery, follow:
Thank
you Chairman Crapo, and welcome Chair Clayton.
Over
the past few years, in this Committee, we have seen the Trump Administration dismantle
many of the protections we put in place after the last financial crisis,
putting our financial system and hardworking families around the country at
risk.
The
SEC has flown under the radar, but often the agenda has been the same – taking
Wall Street’s side over and over, instead of standing with investors saving for
retirement or college or a down payment.
Taken
together, the SEC’s latest actions are making it harder to hold corporate
executives accountable to investors and hardworking Americans.
While
I appreciate the Enforcement Division’s initiatives, including those to protect
teachers and military service members from fraud and misconduct in financial
advice, you’ve done so much damage by adopting what you call “Regulation Best
Interest”. Under that rule, brokerage firms can merely disclose, but don’t have
to eliminate, firm-level conflicts.
It
should be simple – investment firms need to work for the people they serve.
Americans need to have confidence the professionals that they’re trusting with
their hard earned money are working for them, not scamming them to line the
firm’s own pockets. You could have simply followed Congress’s guidance in the
Dodd-Frank Act to create a uniform fiduciary standard for brokers and advisors,
which would be the best way to give investors confidence that their interests
come first. But you didn’t.
And
that’s not the only part of Dodd-Frank you are working to undermine. Look at
the SEC’s proposal to amend the whistleblower program, which is one of the most
successful programs created under Dodd-Frank. We need brave workers to stand up
to corruption and abuse when they see financial companies scamming people or
engaging in other illegal behavior.
The
only way individual workers are ever going to able to stand up to powerful Wall
Street firms is if we give them protection.
We’ve
already seen a chilling effect from your proposal.
Each
year since inception of the program, the number of tips has increased, in some
years by more than 10 percent. But after your rule proposal in 2018 introduced
a cap on whistleblower awards, the number of tips declined for the first time
in 2019.
The
proposed cap on awards raised so many alarm bells that you had to put out a
statement to clarify. I know ‘whistleblower’ is a dirty word nowadays to some
in this town. It always is to serial lawbreakers.
I
don’t see how you can make significant changes to a successful program like
this without understanding that the decline in tips is a result of your
actions, and the environment this Administration has created, attacking rather
than protecting those who speak out against abuse of power.
As
the SEC continues to take fewer actions that hold the largest financial
institutions accountable, we must encourage whistleblowers to identify
misconduct wherever it exists and help uncover complex frauds.
The
SEC’s recent proposed rules on proxy advisors and shareholder proposals are
also clear examples of the Administration taking the side of corporate
interests over Americans saving and investing for their future.
Both
proposals make it more difficult for shareholders to hold corporate executives
accountable.
The
proposal on proxy advisors could make it harder for institutional investors to
have timely access to independent research and analysis from the proxy advisory
firms that they hire. The proposed rule would give corporations access to
investors’ research before the public retirement systems, investment fund
managers, and foundations who manage hardworking Americans’ money.
The
SEC says the changes are necessary because of errors and inaccuracies, but it
provided scant evidence of errors. Instead, the new rule would give companies a
new tool to intimidate proxy advisers and threaten their independence.
The
overhaul of the shareholder proposal rule would
make
it easier for corporate management to silence shareholders and avoid dealing
with important issues critical to investors.
The
amendments could stop proposals for votes on issues such as disclosure of
corporate political spending, separating the roles of Board Chair and CEO, and
non-discrimination policies.
I
am disappointed in the direction you’ve taken these rules that have for decades
allowed investors to hold management accountable, all while executives are
further entrenching themselves and ignoring workers and shareholders.
Protecting
workers’ hard-earned savings should begin with a simple concept: putting their
rights first.
Mr.
Chair, I hope that the SEC will remember that.
But
over the last week we have had nearly all the financial regulators before the
Committee—the Fed, the FDIC, the NCUA, and today the SEC – all defending the
same policies that amount to a wish list for Wall Street and corporate
interests. The President promised to look out for ordinary, hardworking people,
but he and the people he has put in charge of these agencies betray those
workers over and over and over.
Mr.
Chairman, I’d like to offer for the record this letter from the Ohio Public
Employees Retirement System, raising concerns about the SEC’s rulemaking on
proxy advisory firms.
Thank
you, Chairman Crapo.
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