The COMMITTEE ON BANKING, HOUSING, AND URBAN AFFAIRS will meet in OPEN SESSION to conduct a hearing entitled, “Regulatory Burdens to Obtaining Mortgage Credit.” The witnesses will be: Mr. Tom Woods, President, Custom Woods Homes, and Chairman, National Association of Home Builders; Mr. Chris Polychron, Executive Broker, First Choice Realty, and President, National Association of Realtors; Mr. J. David Motley, President, Colonial Savings, on behalf of the Mortgage Bankers Association; and Ms. Julia Gordon, Senior Director of Housing and Consumer Finance, Center for American Progress. All hearings are webcast live and will not be available until the hearing starts. Individuals with disabilities who require an auxiliary aid or service, including closed captioning service for webcast hearings, should contact the committee clerk at 202-224-7391 at least three business days in advance of the hearing date.