Witness Panel 1

1. Mr. Gavin M. Gee
   Director of Finance
   Idaho Department of Finance
   •   Gee - March 1, 2006
2. Ms. Linda Jekel
   Chair and Director of Credit Unions
   National Association of State Credit Union Supervisors
   •   Jekel - March 1, 2006
3. Honorable JoAnn Johnson
   Chairman
   National Credit Union Administration
   •   Johnson - March 1, 2006
4. Mr. Douglas H. Jones
   Acting General Counsel
   Federal Deposit Insurance Corporation
   •   Jones - March 1, 2006
5. Honorable Donald L. Kohn
   Governor - Federal Reserve Board of Governors
   Federal Reserve System
   •   Kohn - March 1, 2006
6. Ms. Julie L. Williams
   First Senior Deputy Comptroller and Chief Counsel
   Office of the Comptroller of the Currency
   •   Williams - March 1, 2006

Witness Panel 2

1. Mr. Steve Bartlett
   President and CEO
   Financial Services Roundtable
2. Ms. Terry Jorde
   President and CEO
   CountryBank USA
   •   Jorde - March 1, 2006
3. Mr. H. Greg McClellan
   President and CEO
   MAX Federal Credit Union
   •   McClellan - March 1, 2006
4. Mr. Joe McGee
   President and CEO
   Legacy Community Federal Credit Union
   •   McGee - March 1, 2006
5. Mr. F. Weller Meyer
   President and CEO
   Acacia Federal Savings Bank
   •   Meyer - March 1, 2006
6. Mr. Edmund Mierzwinski
   Consumer Program Director
   U. S. Public Interest Research Group
   •   Joint Consumer Groups Testimony - March 1, 2006
7. Mr. Travis B. Plunkett
   Senior Director, Family Economic Stability
   The Pew Charitable Trusts
   •   Joint Consumer Groups Testimony - March 1, 2006
8. Mr. Bradley Rock
   President and CEO
   Bank of Smithtown
   •   Rock - March 1, 2006
9. Ms. Margot Saunders
   Managing Attorney
   National Consumer Law Center
   •   Joint Consumer Groups Testimony - March 1, 2006