Witness Panel 1

1. Honorable JoAnn Johnson
   Chairman
   National Credit Union Administration
   •   Johnson - June 21, 2005
2. Mr. Eric McClure
   Commissioner
   Missouri Division of Finance
   •   McClure - June 21, 2005
3. Hon. Mark W. Olson
   Member, Board of Governors
   Federal Reserve System
   •   Olson - June 21, 2005
4. Honorable John M. Reich
   Vice Chairman
   Federal Deposit Insurance Corporation
   •   Reich - June 21, 2005
5. Mr. Richard M. Riccobono
   Acting Director
   Office of Thrift Supervision
   •   Riccobono - June 21, 2005
6. Ms. Julie L. Williams
   Acting Comptroller
   Office of the Comptroller of the Currency
   •   Williams - June 21, 2005

Witness Panel 2

1. Mr. Steve Bartlett
   President and CEO
   Financial Services Roundtable
   •   Bartlett - June 21, 2005
2. Ms. Carolyn Carter
   Counsel
   National consumer Law Center
   •   Carter/Plunkett - June 21, 2005
3. Mr. Arthur R. Connelly
   Chairman and CEO
   South Shore Savings Bank
   •   Connelly - June 21, 2005
4. Mr. David Hayes
   President and CEO
   Security Bank
   •   Hayes - June 21, 2005
5. Mr. Christopher A. Korst
   Senior Vice President
   Rent-A-Center, Inc.
   •   Korst - June 21, 2005
6. Mr. Chris Loseth
   President and CEO
   Potlatch No. 1 Federal Credit Union
   •   Loseth - June 21, 2005
7. Mr. Eugene Maloney
   Executive Vice President
   Federated Investors, Inc.
   •   Maloney - June 21, 2005
8. Mr. Ed Pinto
   President
   Courtesy Settlement Services LLC
   •   Pinto - June 21, 2005
9. Mr. Travis B. Plunkett
   Senior Director, Family Economic Stability
   The Pew Charitable Trusts
   •   Carter/Plunkett - June 21, 2005
10. Mr. Bradley Rock
    President and CEO
    Bank of Smithtown
    •   Rock - June 21, 2005
11. Mr. Michael Vadala
    President and CEO
    The Summit Federal Credit Union
    •   Vadala - June 21, 2005