The Honorable Mel Martinez
Secretary of Housing and Urban Development

Mr. Tom Jones
Managing Director, Washington, D.C. Office
Habitat for Humanity International

Ms. Sheila Crowley
President
National Low Income Housing Coalition

Mr. Joseph F. Reilly
Senior Vice President
JP Morgan Chase Community Development Group
(Testifying on behalf of the National Association of Affordable Housing Lenders)

Senator Tom Carper (D-DE)

Senator Jon S. Corzine (D-NJ)

Senator Wayne Allard (R-CO)